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In the midst of all the big financial decisions you have to make when managing your money, there are lots of little ones you make on a daily basis as well. These can have just as much of an impact on your bottom line, which is why we’re going to look at some ways to be more frugal with your food budget.
The amount of money a household spends on food varies widely depending on your shopping habits when it comes to food. A household of two adults can live on $300 per month for food without sacrificing quality or nutrition. This budget is less than half what you could spend if you weren’t paying much attention to it. And, if you need to spend less than $300 per month, there are ways to do that, too.
First, shift from eating out at restaurants to eating food prepared at home as much as possible. That doesn’t mean you have to eat it at home, though. One of the best ways to cut your food budget right away is to prepare an extra serving or two each time you cook dinner and take the leftovers to work the next day as lunch.
Second, reduce the amount of meat you use and incorporate lower-cost proteins into your diet. This doesn’t mean you have to eat rice and beans all the time. Instead, add some variety with lentils, whole grains, quinoa, eggs, and protein-rich vegetables, such as peas, spinach, and broccoli. You can also use smaller portions of meat as flavoring, not as the main course. For example, serving some meat on pasta or a salad can bring more protein into the picture while keeping your budget low.
Third, although produce can seem more expensive than other foods in the grocery store, it is an important part of giving your body the nutrients it needs so you feel full and can resist cravings that lead to eating empty calories. Therefore, you should stock plenty of fresh fruits and vegetables. However, the trick is to buy what’s in season and on sale to save a ton of money. For example, summer is the time to buy berries, fall is for apples, and winter for oranges. Bananas are cheap all year and are perfect to fill in the gaps when nothing else is on sale. Buy lots of garden veggies in the summer, and then in the winter, stick to frozen vegetables and hearty root vegetables and squash.
Fourth, when you do eat out, choose reasonably priced restaurants and when possible, stretch an entree into two meals. If you’re dining with someone, consider splitting an appetizer and entree or just splitting the entree and having a snack later if you get hungry again. You can also just eat part of your entree at the restaurant and take the rest home with you to eat the next day.
Fifth, give yourself some grace as you make the transition. You don’t have to cut your food budget in half right away, but you can start making gradual changes that will eventually add up to a significant decrease in your cost of food. Celebrate the small successes as you go, but also don’t feel like you have to deprive yourself of your favorite foods. The habit of spending less probably won’t stick if you’re unhappy with what you’re eating.
What are some other strategies you’ve found effective to reduce what you spend on food?